Your lender wants the HUD label and data plate. Here’s what each one is, where to find it on a manufactured home, and how to replace a missing one.
HUD Data Plate and HUD Label: What They Are and What to Do If One Is Missing Read More »
Your lender wants an engineer’s foundation certification. Here are the questions to ask before you book, and why the lowest advertised price often isn’t.
How to Hire an Engineer for a Manufactured Home Foundation Certification Read More »
Your loan officer just said you need an engineering certificate for the manufactured home. Or your Realtor forwarded a checklist with “foundation certification,” “HUD Foundation Certification,” or “PE letter” on it, and closing is in two weeks. That’s the usual way buyers and sellers find out about this. Not from a brochure. From a lender
What Is an Engineering Certificate for Manufactured Homes? Read More »
Somewhere in the last week, a loan officer or an underwriter sent you a sentence with the letters PFGMH in it. Probably with no explanation. Probably attached to a deadline. Here’s the short version: PFGMH stands for the Permanent Foundations Guide for Manufactured Housing. It’s a guidebook published by the U.S. Department of Housing and
What Is PFGMH? The HUD Guide Behind Every Manufactured Home Foundation Certification Read More »